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اس سے ملی ہے کچھ خوشی تو غم بھی لیجیے

اُس سے ملی ہے جو خوشی تو غم بھی لیجیے
اس زندگی کو سر پہ ذرا کم بھی لیجیے
اک زندگی ملی ہے سکوں سے گزاریے
دوڑے کیوں جا رہے ہیں ذرا دم بھی لیجیے

ڈاکٹر فاروق احمدخان کی تفسیری خدمات اور آپ کے تفردات کا تجزیاتی مطالعہ An Analytical Study of Dr. Farooq Ahmed's Tafsir Services and His Distinctions

For the guidance of humanity, God revealed the Holy Quran. It is the only book which is recited the most. Those who read and teach this book have been called the best people. From the blessed life of the Holy Prophet (ﷺ) till today, scholars have tried their best to make common sense for the less educated people. And Muhadithin have to bind chapters of "Kitab al-Tafseer and Chapters of Commentary" in their own books. Companions and many commentators interpreted. Some of the interpretations were translated into different languages ​​so that common people can benefit from it. Scholars of the Indian sub-continent also interpreted the Holy Quran for the understanding of common people. A link in the same series is Dr. Muhammad Faruk Khan's "Asan Tarin Tarjuma Wa Tafsir" which is written in simple Urdu language. Dr. Sahib's distinctions on special topics make the reader ponder.  In this article, Dr. Farooq Ahmad Khan's services regarding Tafsir and his distinctions about (Alphabets, prohibited trees, forgetfulness of Adam, etc.) will be examined. Along with the opinions of different commentators will also be present. Keywords:               Qura’n, Dr. Farooq Ahmad, Asan Tarin Tarjuma wa Tafsir, distinctions, Commentators.

Impact of Remittances on Household Welfare: A Case Study of District Lower Dir in Pakistan

This research thesis examines the impact of foreign remittances on household welfare. Primary data are used for this purpose. Data have been collected through questionnaires from 403 households in district Lower Dir, Pakistan. Randomly 35 villages were selected from the entire district for survey. Stratified Sampling Technique has been used for further selection of remittances receiving and non-remittances receiving households. Both types of households (remittances receiving and non-receiving households) are given equal share in total sample size. The study covers information about five main determinants of household welfare, i.e. education, wealth, food, poverty and health. OLS model is used for first three determinants (i.e. education, wealth and food) and Logit & Probit models have been used for last two determinants (i.e. poverty and health).The results indicate that remittances have a positive and significant impact on household education, wealth status and food consumption. Remittances raise the income level of remittances receiving households, which is further used for educational expenditures. Consequently, remittances receiving households spend more income on education than nonreceiving remittances households. Remittances and child’s enrolment in schools are positively correlated. In addition, remittances receiving households have been found with higher wealth status and having more assets than non-receiving households. Indeed, total monthly income has a positive and significant impact on household wealth score. The results show that increase in total monthly income leads to pushing up the wealth score of the household. A big share of incoming remittances is used for the purpose of food consumption. The results also conclude that remittances receiving households spend more than non-receiving households for food expenditures. On the other hand, results also show that 76% of the remittances receiving households are above the poverty line and only 8% non-receiving households are above the poverty line. It means that foreign remittances reduce household poverty level. If a household receives foreign remittances then it is more likely for them to be above the poverty line and less likely to be below poverty line. In other words, when a household turns from non-receiving to a receiving household its probability of being non-poor also rises. Results also concluded that 83% of remittances receiving households can fulfill the basic needs of healthcare (i.e. transportation cost on healthcare, hospital and doctor fee, diagnostic tests charges, medicine cost). On other hand, only 36% of remittances nonreceiving households can afford the needs of healthcare.The results establish positive relationship between foreign remittances and household’s health status. Remittances receiving households can easily fulfill the needs of healthcare. Moreover, remittances receiving households prefer private hospitals to government hospitals for their treatment. Conversely, remittances non-receiving households prefer medical facilities provided by the government instead of private hospitals.
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