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قاری حفظ الرحمن

قاری حفظ الرحمن
قاری حفظ الرحمن صاحب کم وبیش تیس برس سے دارالعلوم دیوبند میں درسِ تجوید وقراء ت کی خدمت انجام دے رہے تھے اب ادھر ایک عرصہ سے اس شعبہ کے صدر تھے۔ انڈوپاک کے قراء میں ان کی شخصیت بڑی ممتاز اورنمایاں تھی۔ چنانچہ عام طور پرانہیں شیخ القراء کہاجاتا تھا اورواقعی وہ اس کے مستحق تھے۔ فن میں مہارت وبصیرت کے علاوہ قدرت نے آواز بھی ایسی پرسوز وگداز دی تھی کہ جہاں کہیں پڑھتے تھے معلوم ہوتاتھا کہ لحنِ داودی کے نغمے برس رہے ہیں اور فضا سرتاپا سماعت بن گئی ہے۔فالج میں کئی برس سے مبتلا تھے لیکن کام چل رہا تھا۔ آخروقت موعود بھی آپہنچا اور رباب ہستی بے نغمہ وصوت ہوگیا۔اﷲ تعالیٰ ان کی قبرٹھنڈی رکھے اورمغفرت وبخشش کی نعمتوں سے نوازے۔
[فروری ۱۹۶۹ء]

Christian-Muslim Theological Dialogue: The Case of Catholic Universities of East Africa

Christians and Muslims interact on a daily basis but as far as their beliefs and practices are concerned, there is a general mutual apprehension, suspicion, stereotyping, mistrust, insulting and even physical confrontations. The aim of this paper, therefore, is to examine how Catholic universities in East Africa can help Christian students and others to rethink their attitudes towards Muslims in view of the official teaching of the Church. The findings from the reviewed formal Christian and Muslim statements show that theological dialogue is valid and necessary for fostering peaceful relations. It therefore urges Catholic universities and other learning institutions to assist students to know more about their own religious traditions and those of others through formal theological training, seminars and provision of reading materials in order to participate effectively in this kind of dialogue.

Bank Specific, Industry Specific and Macroeconomic Determinants of Bank Profitability in Pakistan

The relationship between the bank profitability and bank specific, industry specific and macroeconomic factors has important implications for a host of public policy questions. In current study, unbalanced panel data on 51 scheduled banks and 6 DFIs over a period of 2001 to 2013 has been used to provide novel estimates of bank profits and it influential factors. The empirical strategy exploits the relationship between the current profits with previous year profits to identify the dynamic characteristics of the model of bank profitability in addition to the bank specific, industry specific and macroeconomic estimates. The continuity in bank profits in Pakistan allows the current study to model the lagged profitability as determinants of bank profitability. Further this study modeled the structure-conduct-performance hypothesis (SCP); it reflects the setting of prices that are less favorable to consumers (lower deposit rates, higher loan rates) in more concentrated markets as a result of competitive imperfections in these markets and lead supernormal profits. A related theory is also modeled by the current study, the relative-market-power hypothesis (RMP), which asserts that only firms with large market shares and well differentiated products are able to exercise market power in pricing these products and earn supernormal profits. The results for current study has been obtained by us two-step generalized method of moments (GMM) technique, it deals well with the dynamic panel data sets. The results for the current study are significant and supported by the previous literature. In bank specific characteristics, lagged bank profitability, capital ratio and size found to have positive relationship with bank profits while management inefficiency and credit risk variable found to have negative and significant relationship with bank profits. In industry specific variables concentration ratio found positively associated with bank profitability. In macroeconomic factors like inflation, GDP growth rate and market capitalization have positive while money supply growth rate found to have negative effects on bank profits.
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